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UPST - Upstart Holdings Inc

253

$25.65

$1.43 (5.904%)

At market close

$26.32

$0.67 (2.596%)

Pre Market 4/1/26, 12:00 PM

3.73/5

General

Scores

Financials & KPIs

Dividends

Analyst

Insider

UPST

Valuation Score

View as %

Stock Unlock

1D

1W

1M

YTD

1Y

3Y

5Y

Max

Stock Profile

Market Cap

$2.52B

Industry

Financial Services

EPS (TTM)

$0.48

P/E (TTM)

46.93

Div & Yield

--

FCF Payout Ratio

--

P/S (TTM)

2.41

P/B

3.15

Diluted Shares

112.21M

Ex-Dividend

--

Next Earnings

05-04

Forward P/E

10.01

Payout Ratio

--

P/FCF (TTM)

0.00

FCF Yield

--

Earnings Yield

2.13%

52 Week Range

Score Card

Explore Scores Tab

3.73

Good

Upstart Holdings Inc has grown revenue at 63.99% over the past year, which is strong growth. Also, it has more cash than current liabilities meaning it has enough cash to handle all its debts within the next year, if it wanted to.

Valuation Model

Key Score

2.00

Bad

Management

4.00

Good

Growth

3.00

Average

Profitability

1.00

Very Bad

Fin. Health

5.00

Very Good

Dividends

--

--

Analyst

1.00

Very Bad

Insider Transactions

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Buy

Sell

Market News

Page 1 of 21

2 new filings were in the last 7 days

Filter Form Types

Form SCHEDULE 13G/A

Unknown Form Type

Filed on 2026-03-27 13:55:09

Form 3

Initial statement of beneficial ownership of securities - general instructions

Filed on 2026-03-26 16:29:11

Form 8-K

Current report pursuant to Section 13 or 15(d)

Filed on 2026-03-10 16:06:17

Form 4

Statement of changes in beneficial ownership of securities - general instructions

Filed on 2026-03-03 16:38:02

Form 4

Statement of changes in beneficial ownership of securities - general instructions

Filed on 2026-03-03 16:37:27

Form 4

Statement of changes in beneficial ownership of securities - general instructions

Filed on 2026-03-03 16:36:57

Form 4

Statement of changes in beneficial ownership of securities - general instructions

Filed on 2026-03-03 16:36:27

Form 144

Notice of proposed sale of securities pursuant to Rule 144

Filed on 2026-03-02 16:45:38

Form 4

Statement of changes in beneficial ownership of securities - general instructions

Filed on 2026-02-27 16:45:11

Form 144

Notice of proposed sale of securities pursuant to Rule 144

Filed on 2026-02-25 16:21:58

Form 4

Statement of changes in beneficial ownership of securities - general instructions

Filed on 2026-02-24 16:47:16

Form 4

Statement of changes in beneficial ownership of securities - general instructions

Filed on 2026-02-24 16:46:52

Page 1 of 21

Financials

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Revenue

Earnings

Free Cash Flow

Price Targets

Go to Analyst Tab

These are one year price targets for: 2027-03-25

High:

$90.25

251.8%

Avg:

$51.40

100.4%

Low:

$20.20

-21.2%

(% change is relative to the current stock price: $25.65)

Analyst Recommendations

Go to Analyst Tab

3.68

Good

14%

Strong Buy (3)

45%

Buy (10)

36%

Hold (8)

5%

Sell (1)

0%

Strong Sell (0)

About

Website
https://www.upstart.com/
Address
2950 S. Delaware Street, Suite 410, San Mateo CALIFORNIA, US
SEC Reports
https://sec.gov/edgar/browse/?CIK=1647639

Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.

IPO Date

2020-12-16

Industry

Financial Services

Total Employees

1,405

Exchange

Nasdaq Nms - Global Market

Reporting Currency

USD

GICS

Consumer Finance

GICS Sub

Consumer Finance

GICS Sector

Financials

GICS Group

Financial Services