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Upstart Holdings IncUPST
$31.59
-$0.13 (-0.410%)
at close
$31.51
-$0.08 (-0.253%)
pre market · 8:23 AM
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UPST
Stock Profile
Market Cap
$3.02B
Industry
Financial Services
EPS (TTM)
$0.50
P/E (TTM)
61.20
Div & Yield
--
FCF Payout Ratio
--
P/S (TTM)
2.66
P/B
3.79
Revenue Growth (TTM)
57.69%
EPS CAGR (3Y)
0.00%
Diluted Shares
96.90M
Ex-Dividend
--
Next Earnings
08-04
Forward P/E
10.44
Payout Ratio
--
P/FCF (TTM)
0.00
FCF Yield
--
Earnings Yield
1.63%
Revenue CAGR (3Y)
21.47%
Recommended Metric
3.58
Good
Upstart Holdings Inc has a current cash runway of 27.30 months. The cash runway is the amount of time the business has at its current burn rate before it will need to take on debt or dilute shareholders to raise more money. However, it has grown revenue at 57.69% over the past year, which is strong growth.
Valuation Score
Key Score
3.00
Average
Management
4.00
Good

Growth
1.00
Very Bad

Profitability
3.00
Average
Fin. Health
2.00
Bad

Dividends
--
--

Analyst
5.00
Very Good
Revenue
Earnings
Free Cash Flow
Insider Transactions
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Buy Transactions
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Price Targets & Ratings
View Analysis
1-year price targets, ending Jun 28, 2027
Current
$31.59
Baseline
High
$84.00
165.91%
Avg
$40.94
29.59%
Low
$20.20
-36.06%
Analyst Ratings based on 21 Analysts
Strong Buy
4
19%
Buy
9
43%
Hold
7
33%
Sell
1
05%
Strong Sell
0
00%
Upstart Holdings, Inc. engages in the provision of a cloud-based artificial intelligence lending platform. The company is headquartered in San Mateo, California and currently employs 1,405 full-time employees. The company went IPO on 2020-12-16. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. The company applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.Read More

IPO Date
2020-12-16

Industry
Financial Services

Total Employees
1,405

Exchange
Nasdaq Nms - Global Market

Reporting Currency
USD

GICS
Consumer Finance

GICS Sub
Consumer Finance

GICS Sector
Financials

GICS Group
Financial Services