The Best Empower Portfolio Tracker: 50+ Features Beyond Empower Personal Dashboard
Your money stays at Empower. Stock Unlock adds the analytics layer for smarter portfolio decisions.
No credit card required. Works with IRAs, 401(k)s, and brokerage accounts.
Empower Dashboard Gaps Are Real
Empower (formerly Personal Capital) is great for retirement planning, but active investors often need more. If any of these sound familiar, you're not alone.
Financial Planning Tool, Not Stock Analytics
Empower (formerly Personal Capital) excels at retirement planning and net worth tracking. But individual stock analysis, scoring, and screening are not its strength.
Limited built-in multi-factor stock scoring
Empower doesn't score stocks. No systematic analysis across valuation, profitability, financial health, growth, dividends, management quality, or analyst consensus.
Limited built-in dividend forecasting
Empower shows dividend income in aggregate but doesn't forecast future dividends per holding. No safety scoring, no payout sustainability analysis.
Limited Stock Screener
Empower's native experience emphasizes aggregation and planning over deep stock-level screening. Investors seeking fundamental stock screens often use additional tools.
Limited built-in DCF-style valuation tooling
No discounted cash flow analysis or fair value estimation for individual stocks. Empower focuses on plan-level metrics, not stock-level valuation.
Basic Stock-Level Detail
Empower shows holdings and allocation but lacks deep per-stock analysis: no insider trading data, no institutional ownership trends, no detailed financial statements.
Keep Empower. Upgrade Your Investment Workflow.
Keep your accounts where they are. Stock Unlock adds portfolio health, dividend forecasting, and investment discovery in one place.
Empower handles account aggregation
- Your investment accounts remain at their original institutions.
- You keep your existing Empower aggregation workflow.
- Stock Unlock is an analysis layer, not a brokerage.
Stock Unlock handles portfolio intelligence
- Portfolio health diagnostics and Stock Scores across holdings.
- Dividend forecasting with forward income visibility.
- Investment discovery with powerful screening workflows.
Stock Unlock vs Empower Dashboard
*Note: Empower connection imports holdings only (no transaction history). This means historical performance calculations require manually adding transactions. You can still use all other Stock Unlock features with your current holdings.
See What You Get
Real product screenshots, not mock-ups. What you see is what you get.
Dividend Income: Past, Present, Future
Empower shows basic dividend data. We show you the complete picture: 12 months of projections, past payment history, growth trends, and sustainability analysis.
- 12-month forward projections by month
- 35+ years of dividend history per stock
- Dividend growth trends year-over-year
- All-time dividend payout history chart
- Payout ratio and sustainability scores
- And more in the live demo →
True Performance Tracking
Unlike basic portfolio views, we give advanced performance tracking to everyone, for free during your 15-day trial. See how your portfolio actually performed, accounting for the timing of your deposits and withdrawals.
- Time-weighted return (compare against benchmarks fairly)
- Money-weighted return (see your actual dollar gains)
- Returns with and without dividends reinvested
- And more in the live demo →
Portfolio Health at a Glance
Most imported holdings in your Empower account get a Stock Score: visual indicators across 7 categories. Spot overvalued stocks, dividend risks, and quality issues before they become problems.
- Valuation, Profitability, Financial Health, Growth
- Dividends, Management, Analyst consensus
- Green is good, red means look closer
- And more in the live demo →
Every Portfolio Feature You Need
50+ portfolio features across 6 tabs. Here's what's included.
AI Portfolio Analysis
LLM-generated analysis of your portfolio with investment insights and recommendations.
Events Calendar
Earnings releases, dividend payments, ex-dividend dates, SEC filings, your transactions.
Combined Portfolio View
Merge multiple portfolios into one unified view. See total net worth across your linked accounts.
Copy & Test Scenarios
Duplicate portfolios and make edits to test different investment scenarios.
Sample Portfolios
Create demo portfolios with historical transactions to backtest strategies.
Portfolio Wrapped
Annual year-in-review with your best performers, trading stats, and highlights.
6 Diversification Views
Asset, industry, country, currency, exchange, and market cap breakdowns.
25+ Table Columns
Configurable position table with mini charts, scores, gains, and 12+ financial metrics.
Portfolio Metrics Widget
Weighted averages for P/E, dividend yield, ROE, margins, and more.
Insider Trading Activity
See when executives buy or sell shares in companies you own.
Position Notes
Add notes to any position. Remember why you bought and your thesis.
Multi-Currency Support
Track positions in different currencies with automatic conversion.
Track Your Empower Portfolio on Mobile
Stock Unlock works everywhere you do. Check your portfolio, dividend income, and Stock Scores from your phone. Native apps for iOS and Android with full feature parity.
Mobile app - Portfolio
How It Works (And What It Costs)
Unlike most platforms that make you pay before connecting, we let you try everything first.
Create a free account
Sign up with your email. No credit card required. You immediately get access to our free tier: watchlists, limited stock analysis, and manual portfolio tracking.
Connect Empower for free
Click "Connect Brokerage" and select Empower. You'll authenticate securely via SnapTrade. Your credentials never touch our servers. Note: Empower provides holdings only (no transaction history). This is free to do.
Get 15 days of automatic syncing
Your holdings sync automatically for 15 days. Full access to all features. See exactly what you'd get as a paying subscriber.
Your data stays with you forever
After 15 days, automatic syncing pauses, but your portfolio data stays. You can continue tracking manually for free, or upgrade to Pro ($9/month) to keep auto-sync running.
Why We Do It This Way
Most portfolio trackers want your credit card before you connect a brokerage. We're confident enough in our product that we flip that model. Connect first, see the value, then decide if it's worth $9/month to you. We have a 30-day money-back guarantee too.
"I was using Empower for retirement planning, but I wanted deeper analysis of my individual holdings. Stock Unlock gives me Stock Scores and dividend forecasting in one portfolio analytics workflow."- Empower investor & Stock Unlock user
Secure, Read-Only Access
Stock Unlock connects to Empower through SnapTrade, a financial data aggregator trusted by investment platforms worldwide.
Credentials never touch our servers
You authenticate through SnapTrade's secure flow. We only receive read-only connection access needed for portfolio data.
We can't trade or move money
Stock Unlock can only view your current holdings. We cannot execute trades or transfer funds.
Disconnect anytime
Revoke access from your Stock Unlock settings or directly from Empower's third-party permissions.
Current holdings sync
imports your Empower holdings securely. Note that transaction history is not available for Empower connections.
Frequently Asked Questions
Does Stock Unlock work with my Empower accounts?
Is it safe to connect my Empower account?
What's free vs. paid?
Can I track Empower alongside other brokerages?
How often does my Empower portfolio sync?
Is Stock Unlock a brokerage?
Can I disconnect my Empower account later?
What if I don't want to connect my brokerage?
What data does Stock Unlock import from Empower?
Ready to Get More From Your Empower Portfolio?
Join thousands of investors using Stock Unlock to track performance, forecast dividends, and make better decisions. Connect Empower free. Keep your data forever.
Connect Empower FreeNo credit card required. 30-day money-back guarantee on paid plans.