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The Best TIAA Portfolio Tracker: 50+ Features Beyond 360° Financial View

Your money stays at TIAA. Stock Unlock adds the analytics layer for smarter portfolio decisions.

No credit card required. Supports eligible TIAA accounts exposed through the secure connection flow, typically self-directed TIAA Brokerage accounts and many IRAs.

Where TIAA's Portfolio Tools Fall Short

TIAA is built for retirement plans and long-term income. Many self-directed investors still want deeper portfolio analytics than its native tools provide.

Built for retirement readiness, not stock-level analytics

TIAA's tools center on retirement planning, income projections, and account balances. If you hold individual stocks and ETFs in a TIAA Brokerage account, there's no dedicated workspace for return methods, drawdowns, or holding-level performance. Stock Unlock gives you one analytics workflow from day one.

360° Financial View aggregates accounts, not analytics

360° Financial View links your TIAA and outside accounts to calculate net worth, allocation, and budgets. It's a planning and aggregation tool, not a stock analytics workspace: no per-holding Stock Scores, dividend forecasts, or return-method breakdowns. Stock Unlock adds that layer once accounts are connected.

No native stock scoring or fundamental screening

Deep fundamental analysis, screening, and stock scoring aren't the focus of TIAA's platform, which is built around guidance, advice, and retirement income. Stock Unlock scores each holding across 7 categories and lets you screen 170K+ stocks and ETFs.

Consistent analytics workflow across devices

TIAA's account and planning tools are spread across the web portal and the TIAA mobile app. Stock Unlock keeps your analytics workflow consistent across iOS, Android, and desktop browsers so you can review the same signals anywhere.

Keep TIAA. Upgrade Your Investment Workflow.

Your accounts and custody stay at TIAA. Stock Unlock adds portfolio health, dividend forecasting, and investment discovery in one place.

TIAA Stock Unlock

TIAA handles custody and account administration

  • Contributions, custody, account administration, and any trades stay at TIAA.
  • You keep your existing TIAA retirement, brokerage, and annuity account workflows.
  • Stock Unlock is not a brokerage.

Stock Unlock handles portfolio intelligence

  • Portfolio health diagnostics and Stock Scores across holdings.
  • Dividend forecasting with forward income visibility.
  • Investment discovery with powerful screening workflows.

Stock Unlock vs TIAA 360° Financial View

Feature
Stock Unlock
TIAA 360° Financial View
Performance tracking workflow
Free for everyone
Available across TIAA tools
Return calculation methods
7 methods (TWR, MWR, etc.)
Portfolio return views
Dividend forecasting
12 months ahead
Income views available
Portfolio analytics depth on mobile
Dedicated analytics views
General account app views
Stock Scores (portfolio health)
7 score categories
No native stock scoring system
Dedicated portfolio analytics workflow
Built for analytics-first workflows
Part of retirement planning tools
Sync reliability
Consistent via SnapTrade
Native TIAA data workflows
Diversification breakdowns
Multiple diversification dimensions
Core allocation views available
AI portfolio analysis
Included
No native AI portfolio analysis
Events calendar
7 event types
Not a dedicated feature
Combine multiple brokerages
Unified view
Aggregates outside accounts
Copy & test scenarios
Clone portfolios
No native scenario cloning tool
Insider trading activity
For all holdings
Not a dedicated feature
Trading & custody
Not a brokerage
Self-directed TIAA Brokerage
Annuities & lifetime income
Not offered
Core TIAA strength

See What You Get

Real product screenshots, not mock-ups. What you see is what you get.

Dividend Income: Past, Present, Future

TIAA reports the dividends your holdings pay, but not much beyond that. We show you the complete picture: 12 months of projections, past payment history, growth trends, and sustainability analysis.

  • 12-month forward projections by month
  • 35+ years of dividend history per stock
  • Dividend growth trends year-over-year
  • All-time dividend payout history chart
  • Payout ratio and sustainability scores
  • And more in the live demo →

True Performance Tracking

TIAA shows account balances and retirement projections, but holding-level performance depth varies by account context and surface. Stock Unlock provides dedicated performance tracking from day one. See how your portfolio actually performed, accounting for the timing of your deposits and withdrawals.

  • Time-weighted return (compare against benchmarks fairly)
  • Money-weighted return (see your actual dollar gains)
  • Returns with and without dividends reinvested
  • And more in the live demo →

Portfolio Health at a Glance

Most imported holdings in your TIAA account get a Stock Score: visual indicators across 7 categories. Spot overvalued stocks, dividend risks, and quality issues before they become problems.

  • Valuation, Profitability, Financial Health, Growth
  • Dividends, Management, Analyst consensus
  • Green is good, red means look closer
  • And more in the live demo →

Every Portfolio Feature You Need

50+ portfolio features across 6 tabs. Here's what's included.

🤖

AI Portfolio Analysis

LLM-generated analysis of your portfolio with investment insights and recommendations.

📅

Events Calendar

Earnings releases, dividend payments, ex-dividend dates, SEC filings, your transactions.

🔗

Combined Portfolio View

Merge multiple portfolios into one unified view. See total net worth across your linked accounts.

📋

Copy & Test Scenarios

Duplicate portfolios and make edits to test different investment scenarios.

🧪

Sample Portfolios

Create demo portfolios with historical transactions to backtest strategies.

🎁

Portfolio Wrapped

Annual year-in-review with your best performers, trading stats, and highlights.

Track Your TIAA Portfolio on Mobile

The TIAA app manages your accounts; Stock Unlock brings full portfolio analytics to your phone. Check your portfolio, dividend income, and Stock Scores anywhere. Native apps for iOS and Android with full feature parity.

Learn more about our mobile apps →

Stock Unlock mobile app showing portfolio tracking on iPhone

Mobile app - Portfolio

How It Works (And What It Costs)

Unlike most platforms that make you pay before connecting, we let you try everything first.

1

Create a free account

Sign up with your email. No credit card required. You immediately get access to our free tier: watchlists, limited stock analysis, and manual portfolio tracking.

2

Connect TIAA for free

Click "Connect Brokerage" and select TIAA. You'll authenticate securely via SnapTrade. Your credentials never touch our servers. This is free to do.

3

Get 15 days of automatic syncing

Your holdings, transactions, and dividends sync automatically for 15 days. Full access to all features. See exactly what you'd get as a paying subscriber.

4

Your data stays with you forever

After 15 days, automatic syncing pauses, but your portfolio data stays. You can continue tracking manually for free, or upgrade to Pro ($9/month) to keep auto-sync running.

Why We Do It This Way

Most portfolio trackers want your credit card before you connect a brokerage. We're confident enough in our product that we flip that model. Connect first, see the value, then decide if it's worth $9/month to you. We have a 30-day money-back guarantee too.

Trusted by Investors Worldwide

Stock Unlock is used by 100,000+ investors across 100+ countries to track and analyze their portfolios.

100K+
Investors
100+
Countries
30+
Brokerages
170K+
Stocks & ETFs
Y Combinator Backed Goodwater Capital Backed
Read-only access
30-day money-back guarantee

Secure, Read-Only Access

Stock Unlock connects to TIAA through SnapTrade, a financial data aggregator trusted by investment platforms worldwide.

Credentials never touch our servers

You authenticate through SnapTrade's secure flow. We only receive read-only connection access needed for portfolio data.

We can't trade or move money

Stock Unlock can only view your holdings and transactions. We cannot execute trades or transfer funds.

Disconnect anytime

Revoke access from your Stock Unlock settings or directly from TIAA's third-party permissions.

Transaction history included

SnapTrade provides up to 2 years of transaction history plus your current holdings for supported TIAA connections.

Frequently Asked Questions

Does Stock Unlock work with my TIAA accounts?
Stock Unlock supports eligible TIAA accounts exposed through the secure connection flow. In most cases, this means self-directed TIAA Brokerage accounts and many IRAs. Employer retirement plans and annuities may not be eligible to connect. You'll see connected accounts in one unified dashboard alongside any other brokerages you connect.
Is it safe to connect my TIAA account?
Yes. We use SnapTrade for secure authentication. Your brokerage credentials are never stored on Stock Unlock servers. We receive read-only access to holdings and transactions, and we cannot execute trades or move money. You can revoke access anytime. SnapTrade is SOC 2 Type II certified with bank-level encryption.
What's free vs. paid?
The free account is genuinely free. No credit card, no catches. You get manual portfolio tracking, watchlists, and basic stock analysis forever. When you connect TIAA, you also get 15 days of automatic syncing at no cost. After that, your data stays with you. Upgrade to Pro ($9/month) only if you want to keep auto-sync running.

Create Free Account

Can I track TIAA alongside other brokerages?
Absolutely. This is one of the main reasons people use Stock Unlock. Connect TIAA, Schwab, Vanguard, Robinhood, or any of 30+ brokerages and see everything in one Combined Portfolio view. You get the safety and reliability of established brokerages while using a modern platform that actually shows you the full picture: total net worth, true asset allocation, opportunities, and risks across your linked accounts.
How often does my TIAA portfolio sync?
Your TIAA portfolio syncs automatically while your connection is active. Timing depends on brokerage data availability and trade settlement windows.
Is Stock Unlock a brokerage?
No. We're a portfolio tracking and analysis platform, not a brokerage. Brokerages profit when you trade. We pay the bills through optional premium features that help you research better. This means our tools are designed to help you make informed decisions, not encourage unnecessary trading. Read our story to learn why we built this and why we keep prices low.
Can I disconnect my TIAA account later?
Yes. Simply delete the portfolio in Stock Unlock. You have full control over your account and data at all times. You can also revoke access directly from TIAA's third-party permissions if you prefer.
What if I don't want to connect my brokerage?
No problem. You can upload your holdings via CSV or enter them manually. You still get all the same portfolio analytics, dividend tracking, and Stock Scores. The brokerage connection just saves you from manual data entry.
How much TIAA transaction history does Stock Unlock import?
When you connect TIAA, SnapTrade (the brokerage-data aggregator we use) provides up to 2 years of transaction history, and Stock Unlock imports the full window it makes available, along with your current holdings. That history powers time-weighted performance tracking based on your actual trades. Want more history? You can add older transactions manually or via CSV import.

Also Have Accounts at Other Brokerages?

Stock Unlock connects to 30+ brokerages. Track everything in one place.

View all 30+ supported brokerages →

Ready for a Better TIAA Portfolio Tracker?

Join 100,000+ investors using Stock Unlock to track performance, forecast dividends, and make better decisions. Connect your TIAA account free. Keep your data forever.

Connect TIAA Free

No credit card required. 30-day money-back guarantee on paid plans.